Travel Insurance
...Because Your Deserve The Best!
Because you deserve the best, we want your stay to be worry free. That is why we recommend that you purchase travel insurance. Travel insurance protects your deposit in the event of a sudden emergency before you start your trip. Once you are here and you have to interrupt your trip, it protects the full payment you made. What if a hurricane hits that prevents you from getting here? What if a loved one becomes ill at home and you need to get back quickly? Most Travel Insurance Companies offer the benefits listed below.
TRIP CANCELLATION & INTERRUPTION:
1. Unforeseen sickness, injury or death of the Insured, a Traveling Companion or Family Member (certain exclusions apply).
2. Weather conditions causing delay or cancellation of travel.
3. Your home being made uninhabitable by fire, flood, vandalism, burglary, or natural disaster.
4. Your being subpoenaed, required to serve jury duty, hijacked, or quarantined.
5. Being involved in or delayed due to a traffic accident en route to departure.
REASONS NOT COVERED:
1. Financial circumstances ("I can't afford to go").
2. Business or contractual obligations of the Insured ("My boss changed my vacation").
3. Carrier-caused delays such as mechanical difficulties (covered below underTravel Delay).
4. Any government regulation or prohibition, war, civil disorder, nuclear reaction, or contamination.
5. Travel arrangements cancelled by the tour operator, airline, or cruise line.
6. Change in plans ("I just don't want to go").
7. Normal pregnancy or childbirth.
TRAVEL DELAY:
Reimburses for additional accommodations and traveling expenses if delay due to:
1. Carrier delay such as mechanical difficulties or weather.
2. Natural disaster.
3. Injury or sickness of the Insured or Traveling Companion.
BAGGAGE DELAY:
1. Reimburses for the purchase of essential items if bags are delayed.
MEDICAL EXPENSE:
1. Pays for doctor, hospital, ambulance services, and prosthetic devices. Initial treatment must be received during trip. We will pay for covered expenses for up to one year from the date of injury/sickness.
2. Pays for emergency dental expenses only during the trip.
EMERGENCY MEDICAL TRANSPORTATION:
1. Evacuation to the nearest adequate medical facility.
2. Medical escort.
3. Transportation of remains upon death.
TRAVEL ASSISTANCE :
1. Advancement of funds to cover on-site medical expenses.
2. Telephone interpretation services in major languages.
3. Replacement of lost passport and other incidentals as may be required.
4. Assistance to locate local physicians, dentists, or medical facilities.
5. Evacuation to a hospital, treatment facility or back home.
6. 24-hour emergency hotline.